Sunday, July 8, 2012

finding Affordable Veterans Assisted Living

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There are way too many habitancy who don't know about veterans assisted living benefits that can make the dissimilarity in the quality of care and the homes they can choose.

Veterans Medical Benefits

If you are a war-time veteran (no you do not have to have seen combat or serve overseas) you probably have not been told about a Va advantage that could give you up to ,388 a year to help pay for assisted living.

There are precisely thousands of veterans and their widowed surviving spouses who are struggling daily with finding funds to pay for their care and living space at assisted livings across the United States of America. Why is this happening is the biggest question.

The reason, it is a government run program from a government agency, the Va. Is there precisely whatever more to say?

Here are the 5 things you need to know to see if you too are one of the eligible veterans missing out on this financial assistance benefit.
You need to have served 90 days of active duty with just one of those days while an legal stated time of war. (Wwii, Korea, Vietnam, Gulf War I and Gulf War 2) You can no longer be driving. This is a biggie, but you have to be housebound by Va standards and that means not being able to safely drive a vehicle. You need to have your physician state on a form that you need assistance of another individual with activities of daily living. These are things like assistance bathing, grooming, hygiene, attending to the needs of nature, etc. (There are many more but too many to list in this article. See VeteransCareAdvisors dot com for a complete and thorough list) The advantage is also dependent on your financial need. The first in based on your total liquid assets. This whole needs to be less than nearby ,000 and does not include your traditional home, car and personal property. It does include stocks, bonds, mutual funds, Ira's, 401K, bank accounts, cash and collectibles. But here is the best part! There currently is no look back period. That means if you are over today you can use coarse estate planning techniques and be eligible tomorrow! The last financial criteria is based on your income. You countable income needs to be below a clear level established each year. But, again here is the best part! The Va uses what they call Countable income. That means you can subtract clear curative and care expenses from your income to bring your countable income down to the qualifying amount.

The income criteria are the ones that trip most habitancy up. Not because they can't qualify but because they are not told what they can do to meet these 2 criteria.

There is a veteran in California that has a monthly income of ,000 per month from group safety and resignation Pension and he gets ,644 each month in financial assistance from the Va!

How?

He lives in an Assisted Living installation and that charge coupled with his other fine curative expenses his "countable income" now meets the financial eligibility criteria.

Another widowed surviving spouse in North Carolina had 0,000 in savings after selling her house and was spending this down paying for her veterans assisted living cost. Plainly by studying the true data (which was distinct from what the county Va officer told her) about this Va aid and attendance advantage she too is getting financial assistance from the Va equal to ,057 each month.

What About You?

Isn't it time that you found out if you too can get this Va financial assistance. Veterans assisted living options have never been better. Don't let your ,388 not get paid to you.

finding Affordable Veterans Assisted Living


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