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Jim Bailey just buried his wife Betty of 55 years. Her illness drained their lifetime savings and the stress of the loss of his beloved wife and caring for her long illness has taken its toll on Jim.
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Jim just wasn't himself anymore. He rarely ventured out of his house and stopped going to his weekly card game with the guys. Jim's hygiene and eating habits were rapidly declining and he stopped taking care of the housekeeping.
One day the postal delivery person noticed that Jim's mail was stacking up in the mailbox and knocked on the door. He inquired with Jim's neighbors if they had seen him lately. They said his daughter was in town last week and saw her take him to evening meal and his son hadn't been over since then.
The neighbors figured he had gone to stay with his daughter for awhile since she lived out of town.
A combine of days passed when the son, who had been traveling for business, stopped by and found his father collapsed in the bathroom. Jim had slipped and fallen trying to take a shower.
Jim had not broken whatever but had a combine of bad bruises and was dehydrated. After a combine of days stay in the hospital the physician told Jim's son and daughter that he could not live at home alone anymore.
Now the son was divorced and permanently traveling and the daughter lived out of town with 3 small children under the age of 8 and worked the night shift.
They discussed home care with the communal worker but she advised them that Jim needed 24 hour care and that would become very expensive. Complicating the situation was that Jim did not want whatever living with him and he did not want to leave the home he and his wife had lived their entire life.
The son and daughter looked into round-the-clock care without a live-in care giver and gasped at the cost.
They then looked into assisted living facilities, but again the 0 per day cost was greater than Jim could afford since he was only getting ,600 per month from communal Security. His life savings had been wiped out by Betty's extended illness. But, he still had adequate to disqualify him for medicaid assistance.
The son, because of his divorce, and the daughter, because of her child rearing costs, could not afford to help their dad.
The son felt overwhelmed and stopped at the neighborhood bar for a beer and burger while he pondered what to do. The son had served in the Army just like all of the men in his family. In fact, his father had served during the Korean war as a cook at Ft. Dix.
He lamented his story to his old school buddy who was the bartender at the bar. other fellow at the bar overheard the conversation and asked him if his dad had applied for financial aid from the Va since his dad had served during a time of war.
The conversation ensued and the son learned about a Va benefit that he had never heard about. In fact, no one from the communal worker to the local county Va office had mentioned this benefit to him.
His father could get up to ,644 each month in financial aid from the Va.
What a relief! Now his father could afford to live in an assisted living installation and get the care he needed.
This "best kept secret benefit" is a non-service linked disability pension benefit with aid and attendance entitlement. It is more ordinarily referred to as the Va Aid and Attendance Benefit.
And, from the 5 qualifying criteria the son had learned about that day he had a beer and a burger at the bar it sure sounded like his dad would be eligible. The son grabbed the Va Form 21-526a, c and d along with the Va Form 21-8416 and got to work with his sister and dad.
They fast discovered they had just entered the scary world of the Va government bureaucracy!
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